Are you ready? At Dunn Premier we understand that home ownership is a major life event. Beyond exceptional loan options and our commitment to customer service Dunn Premier provides personalized training preparing you for life as a homeowner. Looking to pay your loan off quickly? Do you want lower monthly payments or more flexibility? Loans aren't one size fits all. Selecting the right one for you and your situation can seem daunting. Let Dunn Premier be your guide!
Purchase
Simple! Transparent! Efficient! Chose Dunn Premier and offer with confidence.
Refinance
Low cost! Low rates! Low stress! We’ll evaluate your options and set you on the right path for long term success and security.
Remodel
Whether making simple upgrades or undertaking a significant remodel, Dunn Premier has the right financing solution for you.
Construction
Looking to build your dream home? From pre-construction modeling to certificate of completion we’ll guide you every step of the way.
Click to view our residential loan options:
Conventional
- Great rates, lower costs, cash out and home buying flexibility A conventional loan requires as little as 3% down payment
- Mortgage insurance required for LTV’s over 80% generally lower than FHA
- Expanded property types are eligible: condos, PUDs, investment home, second home
- Area designated programs offering reduced MI rates and low income options
Jumbo
- Flexible terms with loan options up to $15 Million
- Higher debt to income ratio allowed
- Non-occupying co-borrowers allowed
- Options up to 90% loan-to-value
- Fixed and ARM programs available
va
- No down payment required
- Interest rates lower than conventional products
- No monthly mortgage insurance premiums
- Reduced loan fees and the ability to finance the VA funding fee
- VA IRRRL – Refinance without income or appraisal requirements
fha
- Low down payment & down payment assistance programs available
- Allows FICO scores as low as 500 and high debt to income ratios
- 203k option allows for home renovations to be financed
- FHA to FHA Streamline Refinance with no appraisal or income requirements
- Owner occupied properties only. Condo projects need prior FHA approval
Home Improvement
- Buy a fixer upper: Finance an older home that needs significant remodeling
- Renovate or add-on to your current home with little or no equity required
- Finance and complete energy efficient upgrades
- Allows Interior and exterior improvements
Reverse Mortgage
- Convert the equity in your home to cash flow in retirement
- No restrictions on how you can use the loan proceeds, which are considered non-taxable income
- No minimum credit or income requirements
- No repayment required until the borrowers no longer use the home as their principal residence
- No debt is assigned to your heirs when the loan becomes due
USDA
- Expanded criteria for properties falling within USDA designated areas
- $0 Down Payment and reduced mortgage insurance requirements
- Flexible credit guidelines: homebuyers with less than perfect or nonexistent credit may still qualify for a USDA loan. Full income qualification required
- Standard loan terms of 15 and 30 years and lower interest rates available
- Financing available for large acreage properties without active farming activities
Non-QM
- An alternative for those that do not qualify under traditional guidelines
- Use bank deposits to qualify income. Self-employed or wage earner options
- Interest-only and 40-year amortization options available
- Reduced major credit event seasoning including Bankruptcy, Foreclosure, and Short Sale
- No income asset qualifying options
Specialty
- Ground-up Construction loans / Fix and Flip
- Rental portfolio blanket loans / Stated income investment property loans
- Fractionalized condo portfolio loans / Condos in litigation
- Hard Money / Private lender loans
DUE DILIGENCE DUNN RIGHT
We’re here to facilitate success! Let us find the right residential loan that best suits your needs and goals. Contact us today and experience the Dunn Difference!